Mr. Ahmad Khalid Habibi was born on August 13, 1986 in Nangarhar province of Afghanistan and completed his schooling from Ningarhar High School Jalalabad City in 2005.
He graduated as a BBA with specialization in Finance from RIHS (Rana Institute of Higher Studies). He has a master degree in Public Administration from Dunya University. He joined Azizi Bank on September 26, 2010 and with his brilliant performance and outstanding achievements in his job, he got promoted, subsequently, to many managerial positions.
He has worked with Azizi Bank in different positions i.e. Credit Manager, Internal Audit Manager and as Deputy Chief of Internal Auditor.
Mr. Ahmad Khalid Habibi was promoted from Deputy Chief Internal Auditor to Deputy Chief Executive Officer / Acting CEO in January 2023.
He has been with Aziz Bank for more than 12 years and has contributed significantly during his various assignments with the Bank in different parameters of performance and especially during his role as Deputy Chief Internal Auditor for Aziz Bank, wherein the entire Department’s work flow was re designed. He has been a dedicated, honest worker and always strove to put in his best for the organization.
Mr. Habibi has extensive experience from across a wide range of firms and has undertaken many specialized training qualifications in various management and leadership fields.
Mr. Fazal Rahman Halimi holds a bachelor degree in Business Administration from Mashal University, Kabul specialization in Finance. He started his banking career in 2009 with Afghanistan International Bank and served under different positions acquiring diversified skills in Operations and Credit. Having acquired command in in Payments/Back Office Reconciliation/Customer service etc. he finally adopted Credit to be his chosen skill and worked as Credit Relationship Manager for many years before joining Azizi bank in 2019 as Credit analyst . Azizi bank later on promoted him to the position of Dy. Chief Credit Officer in 2022 on account of his excellent performance.
He is having 14 years of extensive experience in credit management, trade finance, retail and corporate banking and banking operations with vast and in-depth experience of Afghanistan market. He also holds Associate professional risk manager, Banking Leadership, advance Credit, Financial Modeling and evaluation certification making his contribution valuable to the Bank and to his own professional career.
Khanullah Yousufzai started his banking career in Internal Audit function from 2009 onwards moving to Risk Management in 2017, Compliance in 2019 and thereafter to Operations department in 2022.
He has over 14 years of experience in the banking industry (inclusive 4 and half years in Islamic Banking) amongst others. He has performed roles such as Internal Audit Manager, Risk Manager, Deputy Chief Compliance Officer, Deputy Chief Operating Officer in Bakhtar Bank (later converted to Islamic Bank of Afghanistan) and Azizi Bank before assuming the responsibilities of Chief Operating Officer.
Mr. Yousufzai is an MBA in Accounting and Finance and has acquired various professional qualifications such as CAMS, Certification in Internal Control and Auditing, Certification in Islamic Banking from Turkey and Pakistan etc.
His work in Audit, Risk Management, Compliance and Operations covers all aspects including but not limited to development of policies, procedures, SOPs, guidelines, Internal Control, Cash Management, other operational activities, development of AML/CFT compliance models on Risk Based Approach, Regulatory Compliance, Investigations, sanctions Screening, Transaction monitoring, correspondent bank account opening, and Training etc.